Explore Direct Financing Solutions Tailored to Every Stage of Your Business

Apply Today and Discover Your Funding Options

Get started and find the perfect small business loan for your needs.

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Compare Small Business Funding Options

Unlock financing solutions designed for your unique business needs

Loan Amount

$10K – $500K

Business Line of Credit

Tap into revolving funds and pay interest only on the amount you use.

Speed

As fast as 24hrs

Interest Rate

7-25%

Loan Amount

$5K – $500K

Short Term Loan

Use funds to cover unexpected expenses, navigate downturns, fund short-term projects, or seize new opportunities.

Speed

As fast as same day

Interest Rate

7-25%

Loan Amount

$25K – $20M

Business Term Loan

A term loan offers upfront capital repaid in scheduled payments over a predetermined term.

Speed

As fast as 2 days

Interest Rate

6-27%

Loan Amount

Up to $5M

SBA Loan

Apply for SBA loan options, including 7a, 504, and Express, to meet your business financing needs.

Speed

1-3 months

Interest Rate

Prime+

Loan Amount

$5K – $5M

Equipment Financing

Access equipment financing for all your business needs, across multiple industries and equipment types.

Speed

As fast as 2 days

Interest Rate

As low as 4.59%

Loan Amount

$5K – $20M

Business Cash Advance

A cash advance provides quick funding by advancing against future revenue, with repayment through a set percentage.

Speed

As soon as 24hrs

Factor Rate

1.10 – 1.39

Loan Amount

$100K – $10M

Account Receivable Financing

Convert receivables or purchase orders into immediate cash to support ongoing operations.

Speed

As fast as 24hrs

Interest Rate

As low As 3%

Loan Amount

$150K – $200M

Real Estate Financing

Unlock funding for real estate projects with flexible, tailored solutions to fit your investment strategy.

Speed

As fast as 2 weeks

Interest Rate

As low as 6%

Loan Amount

$5K – $10M

Working Capital

Get access to working capital designed to support operations, growth, and unplanned expenses.

Speed

As soon as 24hrs

Factor Rate

1.10-1.36

Loan Amount

$50K – $10M

Invoice Financing

Turn outstanding invoices into immediate cash and keep your cash flow running smoothly.

Speed

As fast as same day

Interest Rate

7-25%

Loan Amount

$10K – $2M

Licensed Business Professional

Designed for licensed professionals like accountants, lawyers, and architects, this financing supports expenses, expansion, and new opportunities

Speed

As fast as 24hrs

Interest Rate

7-25%

Loan Amount

$5K – $20M

Bad Credit Business Loans

Even with less-than-perfect credit, these loans help businesses secure funding and create new opportunities for growth.

Speed

As soon as 24hrs

Interest Rate

As low as 18%

Why Businesses Choose Upwise for Financing

How it Works: Simple Steps to Get Funded

Fast & Easy Approval Process.

GET STARTED

STEP 3

Get your funds

Agree to terms once and receive capital quickly, without delays or third-party friction.

STEP 2

Compare your options

We present the right financing structures, so you can choose confidently.

STEP 1

Apply in minutes

Fill out our easy application to see what you qualify for.

Committed to finding the right business loan options for you

Upwise Capital

4.9

review us on

Jonathan F

21:12 08 Apr 24

Timely efficient, def would work with again, made the processs easy

Hatchet's & More

13:24 20 Mar 24

ETC 4 DISPATCH Logistics

20:43 13 Mar 24

Absolutely great customer service. Jim is such a professional and was able to get us funding. Thanks Jim and Upwise Capital.

Nothing But Hemp

20:13 08 Mar 24

Donna Essner

20:45 06 Mar 24

Craig went above and beyond to get this deal done! I would highly recommend UpWise Capital if you're looking for a broker to get investors onboard.

Merideth Cann

02:30 21 Feb 24

Leo provided a very quick turn around and is a pleasure to work with !

Alba De La Cruz

01:16 17 Jan 24

I worked with Leo. He is very attentive and professional.

Mohamed Khanafer

22:37 02 Nov 23

Craig made himself available all the time, he was very attentive, professional and easy to work with. Highly recommend!

Tammy Sockwell

11:09 06 Oct 23

We worked with Leo for our line of credit. We are a trucking company an can be a challenge to secure financing. The process was smooth and fast funding. Our only complaint would be that Leo was a little impatience when it came to our decision making. We are very thankful for the funding and would do business with them again. Thanks,
Upwise

Sharon Johnson

14:57 18 Jul 23

Leo got us a line of credit loan very quickly to help with expenses we incurred during our new business building purchase.

Mike Maffei

14:40 20 Jun 23

You are always hesitant when working with a finance firm to borrow money to grow your company But, I highly recommend Upwise Capital. Lou and Marc went out of their way to ensure everything was taken care of. Very professional in all steps taken to secure the financing I needed. I look forward to continuing the business relationship.

Niyetroshia Thomas

15:17 06 Jun 22

I rarely write reviews, but my experience with Leo was absolutely. Leo was patient, knowledgeable, and extremely responsive. During a hectic work week he continued to bare with me to be sure that i had all the information I was requesting. He got me the capital I needed within one day. I highly recommend this company!